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Finance. 694 articles · updated 18 years ago

Financial advice for owners and managers of small and medium sized business SMEs in the UK All your tax, borrowing and administration advice

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Finance

FPB requests help with VAT cut for small firms

The Forum of Private Business (FPB) have met HM Revenue & Customs (HMRC) during the last few days to highlight its concerns about the administrative burdens…

Finance

Managing your cashflow

I recently visited a growing IT business in the M5 corridor – that hot bed of entrepreneurial  IT businesses. During my conversation the MD described how they…

Finance

Getting gold in 2012

A Government Minister has described 2012 as the most important year since 1908, it will change the financial landscape in this country forever. No, not the…

Finance

Every Cloud…

Commercial bank managers have long complained that it is much easier for clients to get unsecured loans personally, where no evidence is required as to how…

Finance

It’s all about margins

I see a lot of businesses that are very busy but they just aren’t making any money.   Let me give you a recent  example of a…

Finance

Be healthy,wealthy and wise

In a competitive world where costs are key to success, employee retention plays a vital part. Long serving employees save on recruitment costs and the training…

Finance

Peparing your business for sale

Any item for sale benefits from quality presentation, whether it be a bottle of perfume or a three piece lounge suite. Businesses are no different.  An…

Finance

Credit squeeze forces cuts to secured lending

Banks and building societies are reporting an expected cut in the amount of secured lending they will offer after the Bank of England admitted the credit…

Finance

Spring Clean your Finances

With spring time now officially upon us and a new tax year started, there has never been a better time for small businesses to spend some…

Finance

Business borrowing is getting personal

Insolvency practitioners are warning that banks are forcing entrepreneurs and family-run firms to take second mortgages on their homes and offer personal guarantees before agreeing to…

Finance

Blood on the trading floor

Remember the boom in stockmarket flotations, at the end of the last century and the start of this one? That was the time when companies came…

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Advice

When enough really is enough

There are a whole number of reason for stopping a business. I've frequently heard Directors say 'if only I'd sold the business five years ago, we…

Finance

Seizing opportunities

It is one of life’s certainties that life is full of uncertainties and business life in particular has a habit of presenting us with all kinds…